how to get a mortgage self-employed

Securing a mortgage when you’re self-employed can feel like navigating a complex maze, especially compared to borrowers with traditional W-2 incomes. Lenders prioritize predictable income, and for entrepreneurs, freelancers, and small business owners, income often fluctuates and involves numerous write-offs. However, owning a home is absolutely achievable for self-employed individuals in 2026. The key is…