For the purpose of most FTHB programs, a “first-time home buyer” is generally defined as someone who has not owned a primary residence in the last three years. However, this definition can sometimes include individuals who have previously owned a home but are now single parents, displaced homemakers, or whose primary residence was a manufactured…
Buying a home can feel out of reach when you’re working with a limited income. However, numerous programs and lenders specialize in making homeownership accessible to low-income buyers across the United States. These options often feature lower down payments, more flexible credit requirements, and sometimes even assistance with closing costs. This guide will help you…
Buying a home in Bowling Green, Kentucky, is a significant financial decision, and choosing the right mortgage lender is a critical step in the process. As the third-largest city in Kentucky, Bowling Green offers a unique blend of urban amenities and Southern charm, attracting a diverse range of homebuyers. The local real estate market, influenced…